Series 12 / Ultra 4 Watch-Payment-Tooltip

Series 12 / Ultra 4 Watch-Payment-Tooltip

More ways to pay for the products you love.

Lease your new device with low monthly payments and terms that work for you. Or finance over time, interest‑free. Learn more to find out which option is best for you.


Apple Upgrade


Love it. Lease it. Upgrade it.

Get your new Apple device with pocket‑friendly payments and easily upgrade at the end of your term.


Make low monthly payments.

Choose between a 12- or 24-month lease term for iPhone and Apple Watch, or a 24- or 36-month lease term for iPad and Mac. Want even lower payments? Add a trade-in to your initial lease to pay less per month.

Leasing provided by Klarna.

Upgrade at the end of your term.

Simply choose a new device and return your current one in good working condition. Or upgrade early by paying the remainder of your monthly payments plus applicable taxes.

Only at Apple.

Get the best of Apple when you shop at Apple, including a guided shopping experience, flexible delivery and pickup options, and Apple support every step of the way.


Add peace of mind with AppleCare coverage.

Protect your leased devices against accidental damage like drops and spills with AppleCare+ or AppleCare One.1 That way, you don’t have to worry about repairing your device before returning it.

Not sure where to start?

An Apple Specialist can help you pick and set up the device that’s right for you. They can also help transfer your data and find the features to make the most of your device during a free Personal Setup session.


1. For complete details, see the AppleCare One Terms and Conditions and the Theft and Loss Insurance Documentation applicable to your state. For AppleCare+, see Terms and Conditions and the Theft and Loss Insurance Documentation applicable to your state. View fees and deductibles.



Apple Card Monthly Installments


Buy with Apple Card Monthly Installments.

Now when you shop at Apple, you can use Apple Card to pay monthly at 0% APR.◊ And you'll get 3% Daily Cash back on the Apple products you love — all up front. Just choose Apple Card Monthly Installments when you check out.

Apply in minutes to see if you are approved with no impact to your credit score.1

Plus, you’ll get Apple Card and all its great benefits:

  • Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% everywhere else you use Apple Card with Apple Pay.
  • No fees.2 Not even hidden ones.
  • The privacy and security you expect from Apple.
  • An Apple-designed titanium card that can be used anywhere Mastercard is accepted.

 

Already have Apple Card?

Just choose Apple Card Monthly Installments as your payment option when you check out at Apple. Since you already have the card, you’ll skip the application process.

◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See here for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of July 1, 2026, the variable APR on new Apple Card accounts ranges from 17.49% to 27.74%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers (prepaid carrier plans are not supported): AT&T, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made at the following special storefronts or when using these discounts in-store at Apple: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement for more information about ACMI.

1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.

2. Variable APRs for Apple Card range from 17.49% to 27.74% based on creditworthiness. Rates as of July 1, 2026. Existing customers can view their variable APR in the Wallet app or card.apple.com.

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.

All communications from Apple and Goldman Sachs Bank USA about Apple Card (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Card can be viewed in another language depending on your device language settings. If you reside in the U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, or U.S. Minor Outlying Islands, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.